Did you know?
If you are currently ineligible to enroll in marketplace coverage, you can consider other options for health insurance, like purchasing a private health plan or short-term policy.
Frequently Asked Questions
The most affordable health insurance that is available is Medicaid. However, to be covered, you must qualify, which depends on the state you live in and your household income. For most states, an individual will be eligible for Medicaid if their income is less than 138% of the federal poverty level.
The best health insurance company will depend on your individual healthcare needs and situation. In addition, companies will vary significantly on what types of plans they offer and the provider networks they use. That's why it is essential to compare health insurance companies and find the right insurance that fits your needs.
You and your health insurance company will share your healthcare costs. Deductibles, copays, and coinsurance are all examples of what you'll pay. A deductible is an amount you pay for healthcare services before your health insurance contributes. Read our article on this topic called "How Health Insurance Deductibles Work" to better understand.
Your state's Department of Insurance regulates insurance premiums, so the prices are the same whether you buy from us or directly from the health insurance company. However, we have found that most clients aren't aware of all their choices, which could ultimately cost them more money.
